Helping You Get Out Of Debt Through Chapter 7
If you are struggling to get out of debt, the Law Office of Susan F. Grammer, Attorney at Law can help you file for Chapter 7 bankruptcy debt relief. Chapter 7 bankruptcy allows you to eliminate unsecured debt.
You can file for Chapter 7 protection if you meet certain criteria. Our Illinois bankruptcy lawyer's knowledge of U.S. Bankruptcy Code and procedures can help you determine if filing for Chapter 7 bankruptcy is in your best interest. We can explain how the means test works and whether you are eligible to file under Chapter 7 or under Chapter 13 of the U.S. Bankruptcy Code.
Contact our East Alton law office to schedule a consultation.
Chapter 7 Bankruptcy Benefits
If you have had a significant drop in income or face overwhelming medical bills or credit card debt that you cannot repay, Chapter 7 bankruptcy protection can:
- Discharge of all or most unsecured debt (credit card debt, medical bills, and personal loans)
- Put an end to harassing creditor calls and letters
- Stop property seizure, lien filings and wage garnishment
Debts that Chapter 7 Does Not Eliminate
Unfortunately, Chapter 7 bankruptcy does not eliminate all debts. Typically, you cannot discharge:
- Debts or creditors not listed on your original bankruptcy filing
- Student loans
- Recent taxes
- Child support
- Alimony payments
28 Years of Experience to Ensure You Get a Financial Fresh Start
Our Illinois bankruptcy attorneys stay current with changing statutes to ensure you obtain the debt relief you need. We have more than 28 years of experience helping people achieve debt relief with personal bankruptcy.
Contact Us Today
To discuss your debts and whether Chapter 7 bankruptcy protection is right for you, call us today at 618-216-6679 or contact us online.
The Law Office of
SUSAN F. GRAMMER
Attorney at Law
2 Terminal Dr.
Suite 17B
East Alton, IL 62024
Phone: 618-216-6679
Fax: 618-259-2111
Email: sfglawbky@aol.com
From our offices in East Alton, we represent Illinois and Missouri clients throughout the Metro East area including Madison, Bond, Calhoun, Green, Jersey, Macoupin, Monroe, Montgomery, Randolph, St. Clair and St. Louis counties; incorporating East Alton, Alton, Belleville, Bethalto, Carlinville, Carrollton, Centreville, Chester, Collinsville, East St. Louis, Edwardsville, Glen Carbon, Godfrey, Granite City, Greenville, Hardin, Hillsboro, Jerseyville, Mascoutah, O'Fallon, St. Louis, Swansea, Waterloo and Wood River.
