Edwardsville Bankruptcy Foreclosure Attorneys
Once the bank serves you with a notice of foreclosure, you may think there is nothing you can do to save your home, especially if you have lost your job or are dealing with other large debts. However, there are several ways to avoid foreclosure or at least delay it so you can consider your options.
At the Law Office of Susan F. Grammer, Attorney at Law, we seek to guide you through those options so you can make informed decisions. From our office in East Alton, Illinois, we help individuals in Illinois and Missouri get the debt relief they need.
Stopping Foreclosure Through Bankruptcy
If you have fallen behind on your mortgage, filing for bankruptcy is often one way to protect your home from foreclosure. Our lawyers will help you determine if bankruptcy is right for you given your unique circumstances.
If you have a large amount of equity in your home and a steady income, filing for Chapter 13 bankruptcy could be your best option to avoid foreclosure and keep your home. We will negotiate with your bank or mortgage lender about your options for loan modification and incorporating second mortgage payments into your repayment plan.
Alternatively, if you qualify for Chapter 7 bankruptcy, you may decide that complete debt liquidation better suits your needs. We will advise you on your options to possess the property until you come current on your mortgage or decide to vacate the property.
Helping You Understand Your Options
With more than 70 years of combined legal experience, our attorneys understand that there are several reasons why you might have fallen behind on your mortgage. Perhaps you lost your job. Perhaps you are involved in a complicated, expensive divorce. Maybe you are also dealing with high credit card debt.
Whatever your situation, we will use our knowledge, experience and resources to help you choose the best option to achieve the debt relief you need. Attorney Susan Grammer is licensed to practice in both Illinois and Missouri. She works with clients throughout the area to build a better financial future while protecting what matters most to them.
Protect What Matters Most To You — Contact Us to Discuss Your Options Today
If you are facing foreclosure due to unmanageable debt, call us at 618-216-6679 or contact us online to discuss your options for obtaining debt relief. We offer both daytime and evening appointments to accommodate your schedule. Our office provides ample free parking.
We are a debt relief agency. We help people file for bankruptcy relief under the United States Bankruptcy Code.
