Fair Debt Collection Act Attorneys Protecting Your Rights
If you're facing overwhelming debt, the last thing you need is to be constantly reminded about it. However, debt collectors and collection agencies are notorious for calling at all hours, filling your mailbox with letters and resorting to other scare tactics in order to collect on your debt.
At the Law Office of Susan F. Grammer, Attorney at Law, we understand that often our clients' financial problems were caused by things outside their control. Perhaps you lost your job or suffered a serious injury resulting in expensive medical bills. Whatever the case, you do not deserve to be harassed.
When you need a legal advocate to stop creditor harassment, contact our firm. Lawyer Susan Grammer is licensed to practice in both Illinois and Missouri, and serves clients throughout Madison County and surrounding regions.
Protecting Your Right to Privacy
You don't need to let past-due bills keep you from sleeping at night or avoid answering unidentified calls. Our East Alton creditor harassment attorneys protect your right to privacy by helping you understand your options for getting the debt relief you need. Whether through negotiating a settlement with your creditor or helping you file for bankruptcy, we represent your interests from start to finish.
Under the Fair Debt Collection Act, once you file for bankruptcy, creditors must cease contacting you to collect on a debt. As your legal representative, your lawyer will notify creditors of your decision to file and work with the bankruptcy trustee to settle your debts. Filing for bankruptcy can:
- Discharge of all or most of your unsecured debt, including credit card debt, medical bills and personal loans
- Prevent foreclosure on your home and repossession of your belongings
- Protect you against wage garnishment
- Remove fines or late fees on your debts
- Lower or eliminate interest payments on your loans
Once you have filed for either Chapter 7 or Chapter 13 bankruptcy and have notified your creditors, it is illegal for them to contact you. If they do, we can sue for punitive damages for violating your right to privacy.
Stop Harassing Calls From Creditors — Contact Our Attorneys Today
Our attorneys have more than 70 years of combined experience helping clients in a variety of legal areas. Stop creditor harassment calls by giving our firm a call today at 618-216-6679. You can also contact us online. We offer evening appointments Monday through Thursday for your convenience. Free parking.
We are a debt relief agency. We help people file for bankruptcy relief under the United States Bankruptcy Code.
